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The guides and calculators listed here look at pension scheme types, annuities, tax-free allowances and calculators to estimate pension fund shortfalls and state pension eligibility.
An individual should be given a pensions system that is as easy to understand as possible, and encourages saving, while preventing abuse by the very wealthy.
Schemes to provide pensions are called registered pension schemes. Read more about the four main types of pension scheme available.
Self-directed investing is when an investor chooses not to use the services of an adviser, but instead researches and makes investment decisions for themselves.
A SIPP is a personal pension with added flexibility. It puts you in control as you can decide where you want to invest your assets.
A small self-administered pension scheme is an employer-sponsored workplace pension that can provide retirement benefits for up to 12 people.
An introduction to auto-enrolment
The state pension is just one potential source of income in retirement.
Benefits can be taken as lump sums and pensions, or as pension drawdown, although the exact makeup of the way you choose to take benefits is quite flexible, so most people should be able to arrange them to suit their particular needs.
Some pension schemes can also be used to provide life insurance.
Calculate projected fund, projected pension and shortfall figures.
This calculator will help highlight how close to your target you are with regard to establishing a decent pension.
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