It is our role as an IFA to help you choose the right investments in order to help you meet your objectives.
What you need to give some thought to is what those objectives are. This is an area in which compromise and self understanding are essential.
Some people want investments which are safe, in the sense that they cannot fall, and which offer high returns. This ideal combination is not available. Beware anyone who claims otherwise.
Sensible investment planning revolves around understanding what your investment aims are.
You may be willing to accept a degree of short-term risk with an investment that is made for later in life, such as those intended to fund your retirement.
But short-term safety should be your priority if you're likely to need the full amount in the near future, for a deposit on a house for example.
We aim to help you develop an investment strategy that is appropriate for your needs, using investments that suit your attitude to risk and tax position.
To discuss this further, please contact us.