Phone:01570 423 823 | post@cyfri.co.uk
Permanent Health Insurance
Permanent Health Insurance (PHI) Cover
Permanent Health Insurance provides cover in the event that the insured is unable to work, and therefore to earn, due to illness or injury.
The premium cost will depend on the extent of the illnesses covered, the age of the policyholder and period of time that elapses between when the insured becomes ill and when a claim is made.
There is considerable choice between different covers offered by different insurers. The key is to choose a balance between the cover you need versus the cost of premium. A financial adviser with knowledge of the permanent health market can help you select the appropriate policy for you. If you are fortunate enough never to have to make a claim under your policy you may have some regrets at a later date but many people have been very grateful indeed that amongst all the other worries they had when they became unable to work they knew they did not have to think about how they were going to meet domestic bills and keep a roof over their head until they recovered.
Company address: Cyfri Cyfyngedig - 23 College Street, Lampeter, Ceredigion, SA48 7DY
T: 01570 423 823
F: 08709 223 296
Email: post@cyfri.co.uk
Registration address as company address
Registration number: 03925755
Registered in: Wales
For Investment Planning we make recommendations based upon the Whole of Market.
The levels, bases and reliefs of taxation are subject to change.
The guidance provided within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us.
Cyfri Cyfyngedig is an appointed representative of The M&E Network Ltd, which is authorised and regulated by the Financial Services Authority. The M&E Network Ltd is entered on the FSA register under reference 150643.